I had to quit my job in northern California to bring my husband to Mexico for dementia care. There was no way we could afford care in the U.S. I had to leave my family and friends to come down here and oversee his care. I gave up my Plan F supplemental health insurance because of the cost and the fact that it does me little good down here in Mexico. I may get a high-deductible supplement to Medicare and use medical flight insurance but that only works if I can be stabilized and then sent home by plan in the event of illness or accident. That won’t work for my husband because a trip for him is next to impossible at his stage of dementia. I fail to understand why our insurance carriers will not pay for care in a country where medical care is much less expensive than at home. I suspect they have agreements with health care providers in the U.S. and gain some financial advantage since it’s always about money in that industry. There was a time when I believed in free enterprise in the health care system but judging the behaviors of drug manufacturers (who charge more to all Americans than to residents of other countries) and by the exorbitant costs of health care that will break the bank of all but the richest Americans, I have begun to consider the philosophy that health care should be a right rather than a privilege. This is from someone who traditionally has paid out of pocket for much of my health care and that of my family; not because we didn’t have insurance, but because we chose to use alternative medicine, which is seldom covered by insurance policies but which serve us well.