COLOMBIA CAN TEACH THE UNITED STATES A THING OR TWO ABOUT MEDICAL CARE #DAresists #Medicare4all

It was with a sense of dread that the wife and I, both American citizens, moved from New York City to Cali, Colombia, in 2009. Retired and approaching an age when medical issues begin to weigh heavily in people’s lives, we worried about pre-existing conditions and exorbitant medical expenses. Our worries turned out to be completely unfounded. A couple of months after our arrival, we purchased medical insurance for a monthly fee which is today, after eight years of annual adjustments, a bit less than $250 per month. To this we have to add about $150 or $200 in medications. Quite a few medications, I might add. We could ask for them, because they are covered by the insurance, but we choose not to in order to help the system better serve those who cannot pay anything. Colombia can teach the United States a thing or two about medical care. For those who earn an income, the country’s medical insurance has two components: a compulsory portion that all Colombians (or their employers) must purchase in a free market, and a voluntary portion, known as pre-paid medicine. There is a third type of insurance, for those with no income, entirely subsidized by the government. All users have access to superb medical care, medications included, and no one can be denied service. The only difference among these three types of insurance is that those who purchase pre-paid medicine can choose their doctors and in most cases their hospitals. The reader might be excused for thinking that less than $500 a month could not possibly buy decent medical care for two seniors. Nothing could be further from the truth: the fact is that we have access to the best doctors and medical centers in town. This year alone I underwent cataract operations in both eyes and my wife had a cornea transplanted and a malignant nodule removed from one of her breasts. She is currently undergoing radiation therapy to supplement this surgery. Meanwhile, I have undergone blood tests, x-rays and MRIs in preparation for a hernia operation. All of these tests and medical visits have only required co-payments of about $10 to $20 each. For those less fortunate they might be closer to $1 or $2, or they might be zero altogether. Yes, Colombia can teach the United States a thing or two about medical care. #DAresists #Medicare4all