Healthcare Stories

Health care stories from abroad

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Swedish health care system is great! #DAresists #Medicare4all

Here're my two cents about the health care debate in the US after living in Sweden for 30 years. I never thought that a single-payer health system would gain as much positive attention in the US as it has these last months, but it has. Having been both on the giving (through my taxes) and receiving (mine and my family’s health care) end of Sweden’s well run single-payer health care system, I can heartily recommend a similar system in the US. While I´m sure I pay a bit more in taxes than I would in the US (given the same income), there are a lot of things I don’t have to worry about or consider when it comes to health care. It makes no difference who my employer is – I can work for a private company, a public agency, freelance, run my own business, be between jobs or retired – I know that I have full medical coverage no matter what. And so does my family and basically everyone else in Sweden. It’s an economical and efficient way of taking care of millions of people’s health care needs. We are part of a huge risk pool made up of the whole country – most of us, who are healthy and need very little health care, as well as those of us in need of urgent care every once in a while or those of us who are chronically ill. No cap on lifetime costs, no medical situations that are exempt – if I fall and break an arm, if I get cancer, if my pregnancy is complicated, if I need physical therapy, if my child is born prematurely or with serious health issues, if I need to adjust my insulin dosage – you name it – quality health care is a given. Since it is in the county’s best interests to keep medical costs down, preventive procedures are easy to prioritize – that can save not only money but suffering and future ill health. Such large groups of patients mean great leverage when it comes to negotiating costs for medicine. It creates incentives to streamline complex and relatively uncommon procedures and treatments, which can result in higher quality specialized care for more people. While no system is perfect, and Sweden’s is certainly no exception, the advantages of a single-payer health care system are huge – both on a national scale and on an individual basis. It makes economic as well as medical sense and it is humane. Sweden is a rich country whose success is firmly grounded in private enterprise and ownership coupled with a compassionate and pragmatic social agenda. While Sweden’s health care is basically a single-payer system, private and non-profit providers play an important roll alongside the public sector. The US is an immensely rich country but it is squandering the potential for both harnessing huge economical savings and providing exceptional health care to millions of Americans by not creating a more effective system of health care than the unequal and insufficient hodgepodge we have today. I hope that our congressional leaders can get past polarizing partisan politics and take steps to create a truly excellent health care system that is worthy of our great country and benefits its citizens better.

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#DAresists #Medicare4all Died and gone to heaven

Here in Germany I'm surrounded by people who don't have to live with the existential angst of not being able to pay for health care. It makes for a very relaxed and privileged atmosphere, in comparison to the US. During my 3 pregnancies, I had a midwife come to my home after giving birth and showing me everything from breastfeeding to binding a baby wrap. I even got free acupuncture during the pregnancies. When I was self-employed, insurance only cost less than 200 EUR. There are no waiting times to get appointments and the doctors are first-class. I could go on, but I will spare you. I think you get the point. I sometimes joke, that when it comes to health care and other social services, I feel like I've died and gone to heaven.

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Ex-pat Health Care in Hungary #DAresists #Medicare4all

I moved to Hungary 4 years ago and my husband and I decided to sign up for the TAJ (Hungarian Health Care). We have paid an average of $200 per month each as we are required to pay into their social security system for the first five years. In 2018 our cost will be reduced to $40 per month as we will have our permanent residence cards then. There are no co-pays or deductibles. In January this year I broke my elbow when I slipped on some ice. We went to the emergency room as it was 13:00. I went it and was registered right away. I was seen, xrayed and casted in less than one hour. Everyone was professional and helpful and it didn't cost one dime more. I had numerous folliw up visits and, again I was not charged anything. In the US I would have waited for at least 3 to 6 hours and, with insurance, it would have cost me a minimum of $500 out of pocket costs. Before Obamacare I was hospitalized twice, once for a heart attack and once for a serious food poisoning. Both times a weeks stay in the hospital and doctor expenses cost me over $12k.

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Germany: the best health coverage I've ever had #DAresists #Medicare4all

I am an American citizen living in Germany and insured through the country's universal healthcare system. Although private insurance is also available here, the vast majority of people have the standard public insurance, and I can see why. It's by far, hands down the BEST health insurance I've ever had. It's simple, affordable, there are virtually no bureaucratic hurdles, and, best of all, any treatment you might need is paid for in full so NO risk of bankruptcy. The premiums are taken from your paycheck every month, exactly like Social Security, are income-based so everyone can afford it, and there are no surprise costs. Ever. The German public healthcare system covers a standard range of check-ups and procedures, which are automatically covered 100%. This range includes preventive care and standard treatment for ALL acute and chronic illnesses and injuries, including pre-existing conditions and basic dental. If there is going to be a charge for any additional treatment not covered by the public insurance (for example, higher quality materials for dental fillings), the doctor has to disclose the exact amount to the patient. The patient then has to sign a statement saying they consent to pay a pre-disclosed amount of money, BEFORE the care is provided. Patients are never required to pay for something they didn't consent to. Even if you do have to pay for something out of pocket the cost is very affordable (especially compared to the outrageous prices Americans are forced to pay). For example, the last time I had bloodwork done I requested a vitamin B12 test, which was not covered by the public insurance, and I only paid 14 euros (about $17) for it. I can hardly express how much safer it makes me feel to know that the cost of my healthcare is completely taken care of. I don't have to worry about it, ever. It's such a relief to know that I won't be surprised by costs that the insurance company just randomly decided not to pay for, which has happened to me several times with private insurance in America and has cost me hundreds and hundreds of dollars. It's comforting to know that here in Germany I will never be faced with the possibility of bankruptcy simply due to an illness or injury. That is a comfort I will never have in America unless something major changes. And in addition to the costs for treatment being completely taken care of, the premiums are affordable because they are solely determined by income. This is not only great because everyone contributes what their income allows, but it also prevents discrimination based on age, sex or health status. Women, the elderly and those with pre-existing conditions are not charged more than anyone else. This is the way a humane, civilized healthcare system should be. I think America should adopt many of the conveniences and much of the humanity of the German universal healthcare system. When I go to the doctor here, I show my insurance card when I arrive, they scan it (it has an NFC chip with my information on it), and when my appointment is done I just leave. No paperwork, no copays, no fussing around with bureaucracy. I love that about the German system, and that's how the American system should be too. It will be crucial to look to other countries for inspiration and models that America can base a universal healthcare system on. Look particularly to northern European countries like Finland and Denmark, which have even more streamlined public systems than Germany. Looking to those countries can give a good idea in terms of content of a universal health plan. I also think looking to what Americans would consider "third world" countries with universal public healthcare systems is also useful, since it shows that a system that includes everyone doesn't have to cost a huge amount of money. It's time that America joined the rest of the developed world in providing healthcare to all citizens and residents as a right, and not as a privilege to be bought and sold by the wealthy. A single-payer, Medicare-for-all universal healthcare system is the best choice. If that existed I might even consider moving back to the States, but as it is I'm going to stay in Germany where my health is protected and where my entire financial future can't be compromised by one accident or illness.

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Don't believe the Republicans! #DAresists #Medicare4all

I have to laugh when I hear the Republicans using "horror stories" of Canadian healthcare as a way to scare people into voting for them. My experience couldn't be further from that. I moved to Canada just over eight years ago, and after having only been here a couple of months, I suffered a bout of extreme and intense pain in my chest/abdomen. I took a taxi to the emergency room of the nearest hospital and after a series of tests and examinations, I was diagnosed with gallstones and set up with a specialist to operate on me. I was not yet working, so unsure how I was going to pay for everything. My surgery was initially scheduled for about a month later, but I had to postpone it due to my getting a job. The surgery took place just over a month later (so much for the long wait times) and I had to spend one night in the hospital post-surgery for observation. The cost for all of this? For a trip to the ER, numerous tests, laparoscopic surgery and a stay in the hospital? $13.54 - that was the cost of the taxi I took to the ER. Everything else was paid for by the wonderful healthcare that all residents are entitled to. I wasn't yet a citizen, or even a permanent resident at the time, but just a new transplant from the US. I hesitate to think what all of that would have cost in the US!

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I would rather pay more for better healthcare #DAresists #Medicare4all

In the United Kingdom, I routinely receive sub-standard care and worry anytime anything significant occurs. Almost all the major procedures I have had in the UK resulted in some malpractice. Older people here are terrified of going to hospital because many die and not of the illness they were admitted for. I have no trust in the system. Many times the doctors who can see you for only 10 minutes just give you what you ask for without any tests or google just as you did. Diseases are identified late because prevention is not priority.

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All Covered #DAresists #Medicare4all

As an American living in Germany, I’ve never had to worry about my healthcare. We could choose our insurance company, with half of the cost being covered by us and the other half by my husband’s employer. I gave birth to two children, and had fantastic follow-up visits from the midwife to make sure the babies and I were healthy and to be sure I knew what I was doing with my newborns. When I broke my elbow, I went to the hospital and had it set, and then had the necessary follow-up visits. When I recently had a big operation, I could choose my surgeon, my hospital, and had great follow-up care. One of our children has a dustmite allergy, and the insurance not only paid for desensitization shots, but also the mattress and pillow covers. And so on. Germany has a modern industrialized economy like the United States, but there is this idea of “solidarity” here which means that citizens understand the moral obligation to take care of their fellow countrymates. And while people may have some things to worry about, whether or not they can afford healthcare is not one of those worries.

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The ACA: A path from fear to peace of mind #DAresists #Medicare4all

My wife and I segued fro the corporate sector and had private insurance. My wife developed lung cancer and the initial treatment was paid, after that we were dropped and couldn't get health insurance because of her preexisting condition. We lived in abject fear for 3 years that we would lose everything we had built over our careers and would not be able to afford treatment if it came to that, until the ACA was passed and we were able to get health insurance again.

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Lesson from Abroad: Americans are getting shafted #DAresists #Medicare4all

I live in Germany, which has universal health insurance but actually allows people to opt between the public insurance or a private insurer. I'm privately insured. The premiums are higher than the German public plan but far lower than what I as a freelancer was paying in the USA before I emigrated. Since arriving in Germany, I have had surgery for a meniscus tear and my gall bladder has been removed. In both cases, I chose the doctor I wanted and I was able to schedule an appointment at least as quickly as in the USA. I would occasionally check back with relatives who are doctors in the USA, showing them MRI scans or test results, and they were always impressed first at the quality of the treatment (for example the quality of the scans) as well as the price of the treatment. Medication costs are also far lower here: I have to take Irbesartan and Amlodipine for high blood pressure, and, again, the doctors I know in the USA are consistently impressed at the price differential, even for these two medications that have been around for ages and which should be cheap in the US as well. I get very sad when I read about the healthcare debate in the US -- the falsehoods that people disseminate about the quality of care in countries with universal healthcare aren't just irritating to me personally because I know they're not true; what bothers me the most is the knowledge that millions of Americans are not getting the quality of care that they are entitled to as human beings because of all this misinformation. A friend of mine (American) from high school died before she reached the age of 40 because she couldn't afford the proper care for her diabetes. I've never heard of anything like that happening in Germany. Americans deserve better.

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In France -- No anxiety about being sick or paying for health care. #DAresists #Medicare4all

Once I was visiting my parents in the US and I got a sinus infection. I ended up paying $250 for a doctor visit and antibiotics which in France would have cost me exactly 1 euro, the deductible for a doctor visit. I have had four surgeries in the seventeen years I have lived in France: one on each knee, one to remove my appendix, and one to remove a piece of metal lodged in my hand. Sécurité sociale has paid for taxis to pick me up at my home to take me to surgery, and taxis to bring me home when friends couldn't help. I was hospitalized for as long as it took, and never felt rushed or unready to go home. I lived alone at the time of my second knee surgery, and since I couldn't drive, a physical therapist came to my house three times a week for six weeks -- for free. Visiting nurses have come to my home to give me shots, change my bandages, and take my blood -- all for free. The only time I have to pay anything is 1€ for each doctor visit, and for the wifi and private room I requested for my second knee surgery. It is true that the French health system is less convenient when it comes to eyes and teeth, my complementary insurance, for which I pay 17€ a month, covers my contact lenses, and anything over the basic dental work or glasses. What I appreciate the most in France, besides the quality of care, is the lack of anxiety. If I am sick, I know I can stay home from work without repercussion. I can focus on getting better rather than worrying about paying for a surgery. If a doctor recommends a treatment, it happens. I don't have to worry about it being approved. And if I lose my job or move to a new place, I will still be covered. This lack of anxiety is something that I wish for all Americans.

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Physician Home Visits - France #DAresists #Medicare4all

I have spent a lot of time living in and visiting France and I have experienced the medical system there more than once. On two occasions, my spouse fell ill. All I needed to do was call the local municipal health office and a physician was dispatched to our apartment (four flights up, no elevator). The last time sticks out in my mind because my spouse had eaten a bad oyster and was in bed in pain. Between the time I called the municipal service, the doctor arrived in 20 minutes. The examination was completed, prescriptions given, I had gone to the local pharmacy to get the prescriptions filled, and brought the medications home, all within in hour of the call. The cost? Well, it was a holiday weekend evening, so the cost was higher than normal: $99. The patient never had to get out of bed. I'll take the French health care system any day over the expensive, patient-unfriendly system we have in the US. Medicare for All!

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Healthcare in Canada #DAresists #Medicare4all

In British Columbia, Canada I pay $1,080 (about $830 US) per year for basic family health care, and my employer pays another $720. The employer also covers a plan through Blue Cross; for about $2500 I get extended health and dental care (for dental there is a user fee of about 20%). Total medical & dental insurance costs of $4,000 per year get us unlimited visits to our family doctor and specialists; no charge for hospitalization including a private room; subsidy for physiotherapy and other ancillary services; and 80% of our dental expenses. Our kids were covered up to age 21. We might have to wait 6 months for an MRI or orthopedic surgery, but we can pay privately for faster treatment. Low-income people get basic health care for free. There are no restrictions on pre-existing conditions and no caps. I remember going to the U.S. before Obamacare and seeing a jam jar in a restaurant raising money for some poor kid's heart surgery. Is this the future in America?

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A third world country with a better system than the US #DAresists #Medicare4all

The Colombian healthcare system is so much better than US healthcare. Actually it was rated number 22 out of 194 countries by the WHO in 2010. Employers enroll all employees and pay part of the costs. The very poor have a government subsidised system and anyone can enroll in an EPS as they're called of their choice. All services are included plus most medicines. My wife and I are seniors and we pay only US$35 a month. It's truly disturbing that healthcare in the US is inaccessible to so many and reflects directly on our politicians. Politicians no longer represent the people who elect them otherwise this problem would have been fixed.

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A New Kidney Thanks to Canadian Healthcare #DAresists #Medicare4all

Four years ago, I was diagnosed with chronic kidney disease and was told that I would need dialysis/transplant within 1-2 years. My renal failure occurred two years ago, requiring dialysis. For the first few months it was necessary to go to the hospital for those treatments. Eventually I started training for home hemodialysis. When I was ready, a machine was installed in my home, saving 90 minutes round trip travel time. It also afforded me the ability to time my treatments to suit my lifestyle. These treatments cost about $10000 per month, all of which was paid for by my provincial health plan. The story doesn't end there. Several months ago, I had a kidney transplant with my wife as the donor. Again, this was paid for in its entirety by the provincial health system. I will now require medications costing about $3000 per month for the rest of my life. Our employer health plans cover those costs costs for now. In 3 years I will be 65. At that time the provincial health system will assume those drug payments. A nation's healthcare system is a strong indicator of how its government values and cares for its citizens. Shame on the US for placing insurance companies and their cronies before its people. Long live single payer universal healthcare!

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A New Kidney Thanks to Canadian Healthcare #DAresists #Medicare4all

Four years ago, I was diagnosed with chronic kidney disease and was told that I would need dialysis/transplant within 1-2 years. My renal failure occurred two years ago, requiring dialysis. For the first few months it was necessary to go to the hospital for those treatments. Eventually I started training for home hemodialysis. When I was ready, a machine was installed in my home, saving 90 minutes round trip travel time. It also afforded me the ability to time my treatments to suit my lifestyle. These treatments cost about $10000 per month, all of which was paid for by my provincial health plan. The story doesn't end there. Several months ago, I had a kidney transplant with my wife as the donor. Again, this was paid for in its entirety by the provincial health system. I will now require medications costing about $3000 per month for the rest of my life. Our employer health plans cover those costs costs for now. In 3 years I will be 65. At that time the provincial health system will assume those drug payments. A nation's healthcare system is a strong indicator of how its government values and cares for its citizens. Shame on the US for placing insurance companies and their cronies before its people. Long live single payer universal healthcare!

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No Need to Fear the Ambulance #DAresists #Medicare4all

I was hit by a car while crossing the street last year and, naturally, concerned passers-by called an ambulance. This ambulance and the care I then received in the hospital would have caused me to go into 4-figure debt in the US. Luckily, I live in Luxembourg. I was billed $120 that was then fully reimbursed by the national health fund - along with the bills for all of my physical therapy. This kind of healthcare saves lives and I wish desperately that my loved ones back home could benefit from the same kind of system, instead of having to plead with onlookers not to call an ambulance after an accident because they can't afford it.

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NHS in the United Kingdom and Cancer Treatment #DAresists #Medicare4all

This is the story of my husband's cancer treatment. His first operation was very expertly done and this was followed by chemotherapy and regular scans. A scan discovered secondary cancer which was treated with chemotherapy again including home visits. This was followed by a second operation done by a specialist surgeon. Since then there have been regular scans and consultations with a very good and humane oncologist who has been there for my husband consistently. We have been made to feel well cared for and calm throughout. This did not cost us anything.

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Universal care? How about private insurance? #DAresists #Medicare4all

I have lived in 3 countries with genuine universal care, and could repeat the stories I see already posted. But let me blow your mind with this one: As a foreign resident and freelancer in Spain, I am required to buy private insurance. The cost? I pay less for 6 months -- for full coverage including dental and eye -- than I did for 1 month of catastrophic care at home -- and forget the eyes and teeth, of course.

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I Wish Americans Could Have Healthcare Like This #DAresists #Medicare4all

My Rheumatoid Arthritis was under control since 2008, but two years ago it got significantly worse. I couldn't even walk into the next room in the morning or go down the stairs. As an elementary school teacher, I was worried that I would have to retire very prematurely. I made an appointment right away with my rheumatologist who recommended adding a new medication. Thanks to our fantastic German healthcare (the state kind -- not private), I am easily able to get the medicine I need to keep working and enjoying my life and it only costs me 10 Euros a month. I don't pay any copays for my doctor visits at all. I choose my own doctors and I get appointments when I need them. I wish that all Americans had access to healthcare like this!

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