From the White House:

  

Under health insurance reform, everyone will benefit from EIGHT Health Insurance Guarantees that will provide more security and stability for Americans and their families:

 

1)      No Discrimination for Pre-Existing Conditions

 

a.       Insurance companies will be prohibited from refusing coverage because of medical history.

 

2)      No Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays

 

a.       Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.

 

3)      No Cost-Sharing for Preventive Care

 

a.       Insurance companies must fully cover - without charge - regular checkups and tests that help prevent illness, including mammograms or eye and foot exams for diabetics.

 

4)      No Dropping of Coverage for Seriously Ill

 

a.       Insurance companies will be prohibited from dropping or lessening coverage for people who become seriously ill.

 

5)      No Gender Discrimination

 

a.       Insurance companies will be prohibited from charging people more because of their gender.

 

6)      No Annual or Lifetime Caps on Coverage

 

a.       Insurance companies will be prevented from placing annual or lifetime caps on the coverage people receive.

 

7)      Extended Coverage for Young Adults

 

a.       Children will be eligible for family coverage through the age of 26.

 

8)      Guaranteed Insurance Renewal

 

a.       Insurance companies will be required to renew a policy as long as the policyholder pays their premium in full.

 

b.       Insurance companies won’t be allowed to refuse renewal if someone becomes sick.