We live in Germany, where health care is universal. The system is a little bit like Obamacare, where employers and employees split the insurance cost, and the unemployed and elderly get insurance from a default insurer. Unlike the USA, most insurers are non-profits and strictly regulated with respect to their finances. They don't spend all their time and our money trying to find ways to deny you coverage. But they still compete for your business. There are no caps, no deductibles or co-pays in most cases, no preexisting conditions, you choose your doctor. Insurance is simple and worry free. Health care is excellent. And Germany still pays far less for health care than the US does. Germany understands that health care is a social good and a human right, not a privilege. For-profit is the wrong way to provide health care. We had to put this system to the test. Our daughter, 18, contracted Hodgkin Lymphoma. In the USA, a routine case costs around 150,000 dollars to treat, more or less, with chemotherapy and radiation therapy. After the initial approval of treatment, our insurer left us and the doctors alone. Our daughter was treated according to the latest available protocol and has since maintained a complete remission. We, our daughter, and her doctors didn't need to fight with an insurance company every other day about whether it would pay for life-saving treatment. We were allowed to concentrate on what mattered - supporting our daughter in her fight to get well. In the USA, this might have been the experience of someone insured as the employee of a top company, a Google, a Microsoft, a Facebook. Other people would not have been so lucky. Other sons and daughters may not have gotten the all of the treatment they needed, and some may have died, unnecessarily, since Hodgkin Lymphoma can be "cured" nowadays. Other families would have been burdened with debt, and their children would have been marked forever as "uninsurable because of preexisting condition." You know, a return to the time before Obamacare, as the Republicans want, would be cruel and for many citizens, miserable. It does not have to be that way.
No need to fight with an insurance company for life-saving treatment #DAresists #Medicare4all
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