I worked for the US Peace Corps headquarters in Washington, DC, for 3 1/2 years. I bought the best health insurance I thought I could afford from the options we had available. And I was still scared of getting sick because of all the bureaucracy and caps and exceptions. People think that anyone who works for the US government gets a platinum healthcare plan -- Congress sure, but not ordinary government workers. And we still had things better than people who could only afford more basic plans, if they could afford anything at all. Things here in Sweden aren't perfect -- in no small part due to the creeping privatization of the healthcare system around the edges promoted by the previous government -- but if my healthcare expenses for the year go above a certain modest amount, I don't pay anything more. And the healthcare system here is not only per capita cheaper than in the US, in functions better on a whole bunch of indicators, from infant mortality to life expectancy, too.