As a former Officer of Marines, I essentially had fully socialised medicine or "Medicare" (Tri-care) from the government in that if I or any member of my family had a medical issue, we simply made an appointment, went in and received the care and any medication required without any worry that any single or multiple medical condition/issue would ever harm us financially in any way. No calls about billing, no exorbitant costs - i.e. no worries. After serving our nation for 11 years, I separated from the service and found myself with a civilian employer in the US. One night, our child grew dangerously ill and we felt compelled to take him to the ER in the middle of the night. At the end of it all, he spent one night in the hospital, was given Pedialite and had one IV inserted in his arm to re-hydrate him. We were shocked with a bill for over 5,000 Dollars (this was in 2005). I had full coverage insurance through my employer and overlap with Tri-care. Neither insurance company wanted to pay and the hospital came after us for the hyper-inflated bill. Considering that I was fully insured, I refused to pay. The battle went on for 5 years and finally Tri-care and my private insurer agreed to pay the hospital. What a nightmare... I have now been living with my family and working in Hong Kong for over 10 years. My employer gives me a medical card and my monthly medical payments are miniscule. I have full coverage medical care for myself and my family in Hong Kong and in the Unites States. Additionally, we have no co-pay for any visits and there are no worries. I do not ever want to go back to the system in the United States which has the highest medical costs and the constant worry of inflated and overpriced medical bills and the worry of possible bankruptcy around the corner because of an unforeseen medical condition. We receive top-notch care here in Hong Kong top quality medical care here in Hong Kong and costs are kept very low removing the worry of financial hardship. I have sampled many different medical systems throughout the world and they constantly demonstrate to me that the system in the U.S. is overpriced and undully hurts those that are less well off. I am a believer in medicare for all and the Affordable Care Act. No one should be ever be penalized financially for falling ill.
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