I live in Norway. Children up to 18 years old do not pay for Medical or dental assistance. Last year I had heart pain and went to the emergency room, I had an EKG and they kept me all night for observation, all free of charge, never received a bill. I have also birthed 2 children and had an appendectomy. All these were also performed with no co-pay. We do have co-pay for doctors visits and if you reach your income class limit you do not have to pay for the rest of the year. The limit is set based on income ranges. Best regards, Celeste