I live in Germany, where I worked for 25 years. I am now retired and have full health care coverage for me and my family. Last week my wife woke up in the middle of the night with severe chest pains. I drove her to the emergency room in the local hospital. (only because it was quicker than waiting for an ambulance.) She was admitted immediately and began numerous tests, blood pressure, EKG, blood makeup, Xrays, Ultra sound and more. She stayed for three days, two nights, for observation. She was given various medications during her stay. Luckily it was determined to be a sever asthma attack with shortness of breath and a panic reaction. Today I received the Hospital invoice. 10€ a day for a total of 30€. When we were raising our kids, the Kinderartz (pediatrician) came to our home, and within minutes of a call, when we thought it was am emergency. Ambulance rides, free; Doctor visits, free and never any wait, other than the usual Doctor office wait. A few months ago I had a Hiatal Hernia. Diagnoses, MRI for confirmation, prep, surgery, recovery with 3 days in the hospital, again total cost was 30€. I can't afford to retire in the USA. I'm stuck here in Bavaria. Prost!